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190 Center Point Drive, Montezuma, IA 50171.
This fully furnished 4-bedroom, 2.5 bath home sits directly on the water at Lake Ponderosa with 40 feet of private shoreline and private beach area. The main floor features a spacious primary suite with an ensuite bath and laundry, while the upper level offers three additional bedrooms and two bathrooms for family and guests. The three-season porch adds even more space to gather, relax, and enjoy views of the water. The private shoreline leads directly to your dock, lift, and beach area, making it easy to enjoy boating, swimming, fishing, and sunset views. A garage provides excellent storage for lake gear, tools, and toys. The covered deck is the perfect place to enjoy your morning coffee or unwind with friends and family in the evening. All you need are your clothes, hop on the water and start making the best memories of your life!
MLS ID: 6339331
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190 Center Point Drive, Montezuma, IA 50171.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $510,000 | $510,000 | $510,000 |
| Down Payment | $102,000 | $17,850 | $127,500 |
| Monthly Mortgage Amount | $2,479 | $3,083 | $3,151 |
| Taxes | $710 | $710 | $710 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $224 | $0 |
| Monthly Estimated Total | $3,338 | $4,166 | $4,010 |