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627 E Main Street, Ottawa, IL 61350.
Welcome home to this charming historic gem in the heart of downtown Ottawa! This spacious 3-bedroom, 2.1-bath home blends timeless character with thoughtful updates throughout. From the moment you step inside, you'll love the soaring ceilings, stunning original woodwork, and abundance of natural light pouring through the oversized windows. The updated kitchen is perfect for gathering and entertaining, featuring a massive island with plenty of cabinet space. The walk-out basement offers even more living potential and includes a brand-new full bathroom. Outside, the huge backyard provides endless possibilities - whether you envision hosting summer BBQs, playing sports, adding a pool, or creating your own private oasis overlooking the river. Nature lovers will especially appreciate the peaceful setting, with local wildlife frequently visiting the yard, adding to the beauty and serenity of this unique property. Located just steps from Ottawa Township High School and only a few blocks from downtown Ottawa, you'll enjoy easy access to local shops, restaurants, festivals, and seasonal events. Spend the holidays at the beloved Christkindlmarket, enjoy community festivals year-round, and watch spectacular 4th of July fireworks right from your own deck! This is historic charm, modern comfort, and downtown living all in one beautiful home.
MLS ID: 12648509
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627 E Main Street, Ottawa, IL 61350.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $240,000 | $240,000 | $240,000 |
| Down Payment | $48,000 | $8,400 | $60,000 |
| Monthly Mortgage Amount | $1,167 | $1,451 | $1,483 |
| Taxes | $334 | $334 | $334 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $106 | $0 |
| Monthly Estimated Total | $1,601 | $1,991 | $1,917 |
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